Recent content by ANT

Do both! Your business won't earn much on day one. So, work part time for someone else for some security, while you start and build up your own business.

Get a copy of your Equifax credit report. That will show you what you need to do. If you don't know how much you owe, go through the process and contact the relevant parties. Ask for payout figures these are usually negotiable. Depending on how old the debts are, you may be able to have them...

A 79 Cruiser with the full ARB catalog fitted is a solid choice. It’s a reliable workhorse. You can get out on weekends and enjoy what you’ve built. Live a little! Or go the boring route and invest the money.

When do we, as grown ups, start making better life choices? Or are we choosing to struggle forever, and passing that struggle on to our kids?

You might save on rent, but your mental well being could pay the price. Remember to do a risk assessment.

Get a good job at Home and continue to hold the properties.

You're doing great. Lots of people your age don't have your income or a house yet. Consider investing in a few different stocks. It can make your finances more diverse. I tried this myself, and it helped me feel like I was making more progress. Keep it simple pick a couple of stocks you...

I’m a financial planner, and I know plenty of.good ones. Most issues actually come from clients, not from us. I wouldn’t refer you to any of them unless you’re serious about saving and investing. If you’ve worked FIFO for a few years and think you’re in a great spot because you own 5 jet skis...

Paying for a car over 25 30y is wild….

Get a payout letter from the financier before looking to sell it.

Mate, go for the 2+ month holiday. Time you will never get back

Here’s a practical tip: always talk directly to your bank first. They can do a lot of things brokers can’t. I almost lost a house because I waited weeks for a broker to review everything. He overestimated my expenses based on guesses, not actual costs. Then I spoke directly to NAB. They...

If you save on interest and the payment is lower go for it.

Consolidating your debt can be a smart move if it lowers your APR and shortens your repayment time. Just remember: try not to use those credit cards again afterward. Otherwise, you'll end up with two payments to manage: Your new consolidation payment. Plus the minimums on any new balances.

Think twice about a debt consolidation loan. My experience was that it actually hurt my credit score. It’s a common step, but it can sometimes backfire. Here’s a quick look at why it might happen: It can lower the average age of your credit accounts. Applying for the loan creates a hard...