ANT's latest activity
-
ANT replied to the thread How can we consolidate $31k in debt on a $180k income?.Pay extra to them on payday. Absolutely no strategy will work if you just take on new debt. -
ANT replied to the thread Has anyone had success with debt relief or consolidation companies?.In my professional experience as a loan officer, you can do what debt consolidation companies do on your own. Generally, consolidation...
-
ANT replied to the thread How do I start improving my money habits and saving?.The worst part… making a budget. See where your money goes now and where it needs to go. This always hurts my feelings because then...
-
ANT replied to the thread How should I prioritize paying off $7,300 in high-interest debt?.It may feel like it works against you to pay off the 0% interest debts first. But I would pay off the 3 smallest debts. That frees up...
-
ANT replied to the thread Why does Dave Ramsey still recommend a $1,000 emergency fund?.Most people don’t even have $1,000. That’s why it’s the starter emergency fund. It gets the ball rolling.
-
ANT replied to the thread How can I pay off $16K in credit card debt fast with high interest?.Look into a debt consolidation loan. That’s what I did. Combined all my debt from 25.25% interest to 11.45%. Cut over half my...
-
ANT replied to the thread How should my partner and I combine our finances after having a baby?.Look into up bank’s 2up functionality
-
ANT replied to the thread How can I improve my credit score before divorce with $29k in debt?.Don’t borrow from your 401(k) that money is for your future. Here are practical steps: Get a cheap used car. Rent a studio...
-
ANT replied to the thread How can I stop obsessing over my finances daily?.SAME…. I listen to Podcasts everyday on my way to work.
-
ANT replied to the thread How can I pay off my $14K credit card before the intro rate ends?.I'd put half f the income tax into the lowest card. That gets it fully paid off. Then it won't earn interest, and you'll only have one...
-
ANT replied to the thread What’s the best way to invest $540k with market uncertainty?.Use leverage to buy another property. Stop selling property. That’s something to keep for 30 years. At your age, time and leverage can...
-
ANT replied to the thread Should I take a stable job or gamble on my business after redundancy?.Do both! Your business won't earn much on day one. So, work part time for someone else for some security, while you start and build up...