How can we consolidate $31k in debt on a $180k income?

Hey gents,

Mrs and I have about 31k debt between us. Cars and a little credit card. Three separate payments.

We make about 180k a year together. We want to consolidate our debt into one place. Any ideas on the best way to do this? Any recommendations on where to do it?

We share a bank account and credit card. Our car loans are on separate accounts from before w were together. We want to finalise those accounts and close them.

TIA

Pay extra to them on payday.
Absolutely no strategy will work if you just take on new debt.

Awesome! That’s a really great spot to be in Tackle the loan with the highest interest rate first, then move on to the lower rate ones.