Should I take a 2-3 year loan or 5-7 year with extra payments?

Hi all, I'm possibly considering a loan for a silly reason. I already know this isn’t the best idea, so I’m not looking to bbe talked out of it—BUT HERE WE ARE.

I’m looking at borrowing $20–25k. My question is this: does it really make much difference if I go for a 2–3 year term versus a 5–7 year variable loan and just make extra payments?
 
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