BluetwoDemon
New Member
Hello everyone, thanks for reading.
I’m 21, bought a house two years ago, paid $375k altogether, now have $240k left on the mortgage. My payments are $380 a week, and I’m a third-year apprentice working full-time.
I just started investing on Pearler—currently have $665 in VAS ($40 weekly, could increase) and $1100 in HIBL.
My questions are...
Should I put everything in VAS and stop trying for,quick profits from HIBL?
Note: I’m new to investing—only played the ASX share market game a little (not sure about long-term goals yet).
Should I invest my extra income or put it all into the mortgage?
Or should I put it in a bank with a lower interest rate and an offset account?
I also want to buy a single cab ute for weekend pressure washing, mulch reselling, and maybe lawn mowing. Should I look into that now or wait? Having trouble finding something affordable that can also tow a car trailer.
I’m 21, bought a house two years ago, paid $375k altogether, now have $240k left on the mortgage. My payments are $380 a week, and I’m a third-year apprentice working full-time.
I just started investing on Pearler—currently have $665 in VAS ($40 weekly, could increase) and $1100 in HIBL.
My questions are...
Should I put everything in VAS and stop trying for,quick profits from HIBL?
Note: I’m new to investing—only played the ASX share market game a little (not sure about long-term goals yet).
Should I invest my extra income or put it all into the mortgage?
Or should I put it in a bank with a lower interest rate and an offset account?
I also want to buy a single cab ute for weekend pressure washing, mulch reselling, and maybe lawn mowing. Should I look into that now or wait? Having trouble finding something affordable that can also tow a car trailer.