How Can I Fix My Student Loan Delinquency Hurting My Credit Score?

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Pulsedisk8

New Member
Just had the worst tilt moment. I totally slacked on paying my student loans, and now I'm in a tough spot. Got an email from the Dept of Ed saying it's 90 days late and about to go delinquent. Thought I had a few days to sort it, but nope—woke up to a Credit Karma notification and my score just wiped 118 points. Feels like I'm on a losing streak, and I'm really down about it. My husband is grinding h ard to cover everything, including my other debts, but we're tight on cash. Any tips?
 
Don't sweat it just double check your actual Experian report, and unless you're planning to move or make a big purchase anytime soon, it probably won't sting too much. If you're a stay at home mom looking for work options, don't worry, there are ways to make it work. Get a little creative maybe resell stuff, or hit up other moms in your area to swap childcare duties.
 
Hey, you might want to give them a call and ask about setting up an income based repayment plan or forbearance. They might be able to adjust your credit situation.
 
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