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I only had $3,000 in debt, but I needed to make an unexpected and drastic budget cut five months ago. So, I took out a $3,000 debt consolidation loan and paid off all my debt including two small medical bills. Now my total monthly payment has dropped from $280 to just $104!

Stop taking on new loans, even from loved ones! Use your first $1.5k to clear Capital One and Sunbit, then put any leftover cash into an emergency fund. With the next $1.5k, pay off Pepboys and stash the rest in savings. After that, direct every paycheck straight to Discover until it's gone...

It's true: even if a court orders the payment, no one can force it! The most they can do is ruin your chance for credit.

Hey there! I'm 24 and aiming to be smarter with my money. I built a house and have lived in it for a while. I'm single, and two others pay me cash each week to live there. I could sell it for around 800k, and I owe just under 400k. I want to invest in more properties, but I don’t know where t o...