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    Pay off car loan from offset now or keep savings for mortgage interest?

    Pay it off. This improves cash flow when you need it most, without harming your long term finances.
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    $10K Credit Card Debt at High Interest—Can’t Consolidate, What’s My Best Move?

    I need advice. I have 4 credit cards with about $10,000 in total debt. I’ve closed 2 cards already. The interest rates are very high. I’m behind on payments for all of them. I can’t get a loan to pay them off. What’s the best way to consolidate the payments and pay them off?
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