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    Should I get a personal loan or use my mortgage for a $20K-$30K 4WD?

    My house is totally paid off, but yeah, I've got a mortgage against it for the full 80% wild, right?! That basically means I have a credit card with a massive $830k limit, perfect for snagging stuff like that car! But here's the thing you've gotta be disciplined! If you're not careful, you can...
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    Will my credit score recover after debt consolidation and closing cards?

    Whoa, you won't believe this I paid off all my credit cards a couple of years back, and bam! My credit score shot up a whopping 80 points in just a few months!
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    How can I negotiate lower payments with my credit card company?

    Just call them up, pour your heart out about what you're going through, and they'll totally pause your card and cover your payments for six whole months!
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    Which super funds have low fees like ETFs but are simple?

    CFS is much cheaper than Vanguard, it’s what I use
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    GWM Utes worth it for $20K-$25K? Are repairs expensive?

    Man, I'm at car auctions all the time, and the dealers just steer clear of these! I actually asked a guy about it once, and he flat out told me it's too risky for them because they have to stand by that statutory warranty. Honestly, with your budget, I'd be all over a 2020 Isuzu with around 100k...
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    Is $2368 a Year Normal for 2 Car Insurance in California?

    I shell out $950 EVERY MONTH in PA for three cars ! Full coverage, full tort, the whole shebang! I've been driving for 20 years, and guess what? Only one tiny slip up on black ice .
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    Should I Pay Old Credit Card Debt If They Sue?

    I've been grinding through my credit repair journey for four months now, and I'm almost at the finish line! There's this old Credit One card debt of $788 that's trying to come after me—should I just go ahead and pay it off? What do you think?
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