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    $10K Credit Card Debt at High Interest—Can’t Consolidate, What’s My Best Move?

    I need advice. I have 4 credit cards with about $10,000 in total debt. I’ve closed 2 cards already. The interest rates are very high. I’m behind on payments for all of them. I can’t get a loan to pay them off. What’s the best way to consolidate the payments and pay them off?
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