Face your issues. Choose your hard. Working through problems is emotional. Hard. Leaving is also hard. Go to counseling. Put in the effort.
I noticed your words: I have saved up! I earn! She earns! NNo. You are a partnership. A team. One. It should be We earn. We have saved. You cannot have one...
Settle the balance as you go.
I clear each transaction immediately it keeps things clear in my bank app but at least settle it every month. No interest, no exceptions.
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