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    How can I budget and pay off debt with low self-discipline?

    So, my husband and I make around $7k a month. He works at a mine and has been there full-time for over 15 years. I'm a full-time dispatcher with 2.5 years on the job and also a full-time nursing student. We have three girls aged 10, 6, and 4, and let's just say they're super spoiled. Here's...
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