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    How can I use my new secured credit card to improve my 560 credit score?

    Heyyy! So I'm trying to get my debt under control, and I've got like $4k in collections. One of them even threatened me with a lawsuit, but tbh, I think it was just a scare tactic cuz I was never served. Btw, I just got!a secured credit card from Capital One—how do I use it to boost my score...
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