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  1. K

    What should I do if I lose CGT discount and negative gearing?

    Increase the rent by 15%
  2. K

    Is buying a property just for Airbnb a smart investment?

    So my parents bought a holiday house, mainly renting it on Stayz ($1500 a night) with the same idea . They had a 4.8 rating with 100+ reviews, but gave up after 12 months – way more work than it was worth . They still own it, but it just sits empty when they or the fam aren’t using it. They also...
  3. K

    Mechanic on $34/hr—should I switch to earthworks for better pay & future?

    I was in the same boat as you I was making $31 an hour and just thought, fk this Tried out an HD upgrade but had zero interest tbh. My passion has always been performance cars Went back to the trade like 6 months later and told my boss I wanted 85k to start. They said yes right away, and I...
  4. K

    What's the best money advice you'd give your younger self?

    Avoid credit cards and use cash. Used cars can be as reliable as new.
  5. K

    Should I Pay Off Credit Cards or Save for Emergency Fund First?

    20% of income towards emergency fund
  6. K

    What should I do about my partner's £17,200 gambling debt?

    I'm so sorry to hear that. Gambling addiction is super tough on everyone involved. I'd definitely suggest getting counseling ASAP for the person struggling and the whole family. You should talk about taking charge of the finances right away,.like limiting access to accounts and freezing credit...
  7. K

    How to stay motivated paying off multiple cards?

    I'm gonna pay off one of my cards this week!! Got a few more to go, but hey, gotta start somewhere, right?
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