Search results

If you can pay it off in that time, I would. I have 3 cards that are interest free currently. My goal is to make large payments every month. This way, they are paid off in time.

Closing it will lower your credit age. That will hurt your scores. You don’t have to close a card just because you don’t use it. Swipe it once a year. Just to keep the account active. It is benefiting your profile positively.

National debt relief is helping me

When is the last time you swiped a credit card? If it’s been even once in the last couple of months, you’re risking the outcome of having this new consolidation loan while slowly falling back into using credit cards. The lower loan payment can create a false illusion of progress. You might...

I’m a preacher, and I’ve always told our church there’s no set amount to give. You should give as you’re prospered. Whether it’s a lot or a little doesn’t matter. What’s important is that it comes from the heart and is planned ahead of time.

Absolutely not. Never risk the house like that. Close the cards now so you can't spend on them while paying off your debt. Sell things, get roommates, work more, and budget stricter.

Only charge what you can pay off in full each month. Credit cards are not free money. If you can't afford to pay for the merchandise in full now, what makes you think you can pay for it in full later when the amount has grown due to interest.

The only debt I have now are my student loans. I currently have $137,000 in federal student loans and can put $40000 to $5000 a month toward the loans. Since all of my loans are on the Save plan and are not accruing interest, I have been putting the money into a high-yield savings account...