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    Pay off mortgage or invest in VAS/HIBL? Also, buy a ute now or later?

    Hello everyone, thanks for reading. I’m 21, bought a house two years ago, paid $375k altogether, now have $240k left on the mortgage. My payments are $380 a week, and I’m a third-year apprentice working full-time. I just started investing on Pearler—currently have $665 in VAS ($40 weekly...
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