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    I have $230K—pay off $640K mortgage & $40K loan or invest? Best move?

    I have a 640k mortgage. I also have a 40k personal loan. I just received 230k. What is the best way to use the money? I want to maximise it. I do not want to waste it. Should I pay off the personal loan? Should I put money on the house? Should I use an offset account? Should I...
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