FretecoKRP
New Member
hey, looking to consolidate my credit card debt – it's around $17k my score is 700. would love to hear about companies you've had good or bad experiences with! tbh, any insight would be super helpful. thanks!
What Are the Best Debt Consolidation Loans for a 700 Credit Score?
- Thread starter FretecoKRP
- Start date
yourzombiekarma
New Member
Contact your local credit union.
EchoVortex19
New Member
Upstart! The rates are low too! I think mine is 5%. No origination fee either!
chepfrast56
New Member
I had that much in debt and I paid them off using snow ball method!
Glitchknight300.
New Member
A balance transfer at 0% interest may be possible. If that is not available, the transfer could still result in a lower interest rate.
AtlanteanNinja
New Member
Your best option is likely a loan from a credit union. Consolidation loans tend to be a real hassle and often don't end up feeling worthwhile.
chaos_drifter90
New Member
You might want to look into getting a private loan with a low interest rate to help pay things off. I checked out NerdWallet, and that's actually what I ended up doing myself.
btcsoulfate24
New Member
Oh my gosh, our local credit union came through with an awesome loan and such a low rate! It's seriously amazing to have just one simple payment now. We're saving so much on interest it feels incredible to make way faster progress paying it all off!
NativeHeartRage
New Member
Yes, local credit union and try the snowball method if you can!
GrudJokerStorm
New Member
if you have access to a credit union that might be your best bet
BuzzWildTech
New Member
Just keep in mind that personal loans can have interest as high as 35%.