How can I remove collections and charge-offs from my credit report?

I've been working with a credit repair company for quite some time now and STILL haven't had any results. Any ideas on getting these removed?

I cancelled Progressive and they sent this to collections.

With Capital One, I paid half in a settlement and it's been on my report like this since May 2022.

And Ally Financial charged it off on my,report. Now I'm paying it through an attorney's office because they are suing me. Anything helps.

For the capital1, reasoning: 'Origami creditor and I agreed: account removal due to settlement.'

Instruction would be: 'Remove this account. Now.'

Next time with Capital One, if you haven't already, try to negotiate a pay for delete agreement. Get it in writing, so you have proof they'll remove it.

Please proceed by deleting the address, phone number, and employer details linked to the account. After that, clear any existing fraud alerts and resubmit your dispute.