No degree, want to be a financial planner—best path in Australia (Gold Coast)?

Hello,

I'm in my early 20s and live on the Gold Coast in Australia.

I didn't finish school, but I developed a passion f or finance through managing my own money. I want to become a financial planner but don't know how to start. I'm considering a Bachelor of Applied Financial Advice. I need advice on the most efficient path to my goal.

I have savings for two years, but the course takes three years. Should I study part-time?

I feel lost and unsure. I'm young and feel I've already wasted time. I don't want to waste more.

Also, I don't have family support. I must pay my rent, car insurance, and other costs myself.

If you're looking at planning, get your foot in the door as a paraplanner and do a specific course.

Work while studying. Even if just 3 days a week.

Financial planning involves significant regulatory requirements. At age 21, I am completing my third year of university in a directly relevant degree.

Working as a client service officer or paraplanner will support your transition into a financial planning role.

A professional year of supervised work in financial planning is mandatory. The earliest possible start date for this requirement is the final year of your university degree.

Following that, you must pass the external FASEA exam, which is reportedly challenging.

After completing all these steps, you become qualified to work as a financial planner.

This career path appears promising, in my view, due to rising demand for these services and a significant reduction in industry professionals in recent years.