Recent content by Veloc1Zion

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    Can National Debt Relief help me with $25k in credit card debt?

    So, I went with Freedom Debt Relief and I'm still making payments I'm pretty sure I'll finish up this December or maybe early next year. Honestly, my credit's gotten a lot better, and I even managed to buy a truck! Right now, my lowest score is around 730, according to Credit Karma. I've heard...
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    How can I stop spiraling from bad news and stress?

    I know this might sound a little out there, but honestly, I think a lot more families are going to start living together. It just feels like that's going to be the only option unless we're willing to give up pretty much everything we have.
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    Should I wait to save more or buy now at 90% LVR?

    Alright, this is a tough one to figure out. My honest take? If you wait 12 15 weeks, I think we’ll start seeing that 5% deposit competition pop up for the more affordable properties. If that doesn't.pan out, then going for a place at $550k instead of $450k might just get you a much better...
  4. V

    GWM Utes worth it for $20K-$25K? Are repairs expensive?

    Here’s my take: if you grab a PJ Ranger or BT50 with the 2.5 diesel for somewhere between 3 to 7 grand, honestly, you won’t regret it.
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    Stepdad raised her 15 yrs—now bio dad’s child support goes to her, not us. Wrong to be pissed?

    You've put in so much. You've clearly been a good dad and done what's right. Your head is saying to walk away, but you've been at this for so long your heart just won't let go. Honestly, the best advice you can get is the advice you'd give to yourself.
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    Earning $185K + $1.2K/week side hustle—best tax strategy with ABN?

    Setup a company and trust structure and find a good accountant
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    What's Your Biggest Money Management Challenge? OPEN DISCUSSION

    Honestly, there just isn't enough to get by, let alone any extra to enjoy life a little : /
  8. V

    Should I switch from debt snowball to avalanche for my credit cards?

    I’d stick with the snowball method it’s super satisfying and keeps you motivated! Just make sure to set aside some emergency savings first before tackling more debt. Treat yourself to a couch, then dive back in. Take it one day at a time. My husband and I have paid off around $30k this way, and...
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    In what order would you pay these debts off?

    Hey, here’s a tip: give Chase a call and ask if they can cut you a break on the interest for a year. I actually did that with Discover once, and they’ll just disable the card during that time, but hey, it’s worth a shot, right?
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