No, this is not legal.
There are a ton of red flags here..
A real attorney doesn’t read your SSN over the phone.
They don’t threaten to sue you.
They don’t call your family and disclose an alleged debt.
If this loan is 7+ years old and not even on your credit report, it’s very likely time...
Two safe paths: a balance transfer card with 0% intro APR (mind the fee), or a fixed-rate consolidation loan. Both merge debts, often lowering interest. Crucial: secure a lower rate than your current cards, and stop using the freed cards to avoid doubling your debt. Calculate total costs before...
Want to combine my three credit card bills into a single monthly payment? I need a way that doesn't leave me worse off. A single payment could free up cash. Then I could pay more each month.
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