Recent content by ShadowByte0

That's a tough question to answer because there are so many different levels in every part of the economy. The big picture numbers show it's not all bad, but for the average person, it's really tough and they're barely hanging on. I think the commentator got it right when they said to buy when...

As everyone has mentioned, it’s probably best to get out of there. Since it’s your first year as homeowners, you likely haven’t built up a ton of equity yet. I’d suggest telling your partner it’s over and that you’ll need to sell the house, or have one person buy the other out. If she...

Here's how you can approach it! Don't reach out to them at all dispute it by stating it's under litigation. In the section where you can type your own response, make sure to include exactly this: I have not supplied proof under the doctrine of estoppel by silence. Englehardt v. Gravens (MO) 281...

Remember, if you're considering debt settlement, keep in mind that you might need to pay taxes on the amount that's written off, and your credit score could take a hit. Take a deep breath and explore your options bankruptcy might be a better route, or you could reach out to your creditors to...

I’m excited to share that my income has soared to an all time high up by an incredible 40% since the pandemic! On the flip side, I’m also navigating the largest amount of debt I’ve ever had. Let’s tackle this journey together you’ve got this!

Start by paying the minimum balances. Make sure to set up a dedicated category in your budget for car repairs and maintenance. I like to keep maintenance costs (like oil changes) separate from repairs (like brake work) to avoid unexpected surprises.

Let's do this! First, focus on making the minimum payments on both credit cards until you've built up $1,000 in savings. Once you hit that $1,000 milestone, start adding $100 to your savings each month. Then, tackle that Walmart debt as quickly as possible once it's paid off, take the money you...

Hey there! First, reach out to the hospital’s finance team they’ve got grants and options to help you out. Have an open chat with your husband about owning his debt and making a plan. Take it one step at a time you’ve got this! Also, a heads up: in many states, medical debt can’t even hit your...

Not having an emergency fund