Recent content by SapphireZenith

Start selling. What you can. Create a debt snowball. Let it get bigger. And bigger. Do Grubhub. A few hours on your day off. It's not much. But I make about $50. On average. In 2 hours. Just learning.

Capital one put me on a payment plan. Try that.

Duplex good for passive. Land good for capital. Duplex growth hits a ceiling. Better than apartments. Land? Scarce near CBDs. New lots just 300m². Packed tight. In a few years anyone holding 500m² lots. Those? Worth way more.

Twenty three years with one company. Then gone. Two years at the next. I walked away. Now, closing in on three years here. Still enjoying it. Still breathing. Things happen. You get knocked down. You stand up. You try again. Don’t play the victim.

Seek legal counsel. Don’t trust voices here. Every situation unique. Better lawyer, better result.

Biggest issue. Mortgage not paid. While you work through property settlement. Whatever you do. Make sure mortgage keeps getting paid. Or. Just get the house on the market. Sell it. Deal with the proceeds as part of the divorce. See a solicitor. One specializing in family law. Motivated...

Yes. They put in a motion to garnish my wages. I ended up settling with them.

Creating a budget. A much better long term strategy, I think. A budget. It provides freedom to spend. No spend. It deprives you for a month. Then the next month, you indulge to make up for it.

Don't pay. For extended warranties. Most credit cards... they'll double the warranty. As a benefit. Read the fine print.

Look for a higher paying job, work on your resume.