Recent content by mog0optimuwok

Please don’t do that with any debt consolidation company.

Consider applying for one or two cards that offer 0% APR for 12 to 18 months. You could transfer your balance and aim to pay it off during that period even if you can't pay it in full, you'll likely save quite a bit on interest.

Check his credit history and the court that it has been filed with.

I gave that a shot, but it felt a bit too much for me. I keep just two separate savings accounts at a different bank from my checking since it takes a few days to transfer money out, I’m less tempted to dip into them. I use those savings for bigger stuff, like fixing up the car or taking care...

You know, I'd definitely recommend banking with a credit union. It's a lot harder for judgment executions to affect your accounts there. Grab those court documents and really go through the details judgments can often be settled. And hey, peace of mind? That's truly priceless.