Recent content by GrindyMcGizmo

A broad question. One I've detailed countless times. There are a few ways. You should start with this: get your consumer disclosure. Find the factual errors. Dispute them with the CRAs. That's a start.

For the capital1, reasoning: 'Origami creditor and I agreed: account removal due to settlement.' Instruction would be: 'Remove this account. Now.'

The admin of this group is legit

What issues are you currently facing on your credit report

I think. A benefit. For you and your son. To call together. To the creditor. To request. Final payments. To remove it. From credit reporting. If it really was. The last payment. There is nothing. For them. To pursue. I would start. With that.

Someone said dispute & put: I have not supplied proof. Under the doctrine of estoppel by silence, Engelhardt v. Gravens (Mo) 281 SW 715, 719. I presume that no proof of the alleged debt exists. Nor, therefore, any such debt.

My portfolio has never looked better grateful to Financial

Ask for a pay to delete. Often, the creditor says “no.” Nothing you can do. Bad news: since 2001, 2009, the law changed. Debt collectors have power. More than you think. Best move? Try to settle. Tell them: hours cut. No money. Most debt collectors? They’d rather work with you. Than go to...

Talk to a representative from https://quaywealthmanagement.com.au/. The one who manages all my family's super. And income protection.

Following for responses. Me too. Passed to another collection company now.

Charge offs can be removed. Depends on the circumstances. If the debt has inaccuracies, errors, or is past the statute of limitations, you have a strong case. Dispute it with Experian and Equifax. Some success through goodwill letters or pay for delete agreements.