Recent content by GalacticTapestry

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    Should I wait to save more or buy now at 90% LVR?

    Consider the advantages and drawbacks of each property its location, overall state, how many bedrooms it offers, and so on. Which one truly speaks to your heart? Picture yourself living there… the place you feel most drawn to will naturally become the easiest to fill with a wonderful tenant.
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    Should I refinance my VA loan to pay off $46k in debt?

    I truly believe that now isn't the right moment to refinance. Take some time to list out all your debts and work on gaining control over your spending. You've got this you can do it without refinancing.
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    What's Your Biggest Money Management Challenge? OPEN DISCUSSION

    TikTok and Facebook are such temptations, pulling at my heartstrings with all their enticing content. But here I am, standing strong on day 26 of my NO BUY journey. It’s a beautiful feeling to resist the urge, and I’m so proud of myself for making it this far. The finish line is still 339 days...
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    How to manage mortgage after interest-only period ends?

    Similar situation. We've found ourselves in a position where we've made the difficult decision to list our home. Our hands are tied we can't afford not to anymore. The equity we've built over the years is now our only hope for stability.
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