Recent content by FrayPulse

Just so ya know, interest only loans usually have a slightly higher rate, so the diff in repayments between that and P&I is pretty small If you've had t he loan a few years, refinancing out to another 30 years can make your repayment drop again And when you do that, you can roll the car cash...

No kids, easy out (relatively).

Hey! Get your emergency fund to at least 1 month of expenses first, FYI . Then, tackle that debt .

Hey there! So, I was briefly in a spot where I could pay off some debt and save $3000,?but that’s done now, and I’m back to normal. After covering bills and obligations, I’ve got about $800 left for gas, groceries, and fun stuff. I’ve also got 3 kids 50% of the time. I still have 2 consumer...