Recent content by FlashyFlange

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    Why did Synchrony lower my credit limit with good payment history?

    Hey, so I finally got my Care Credit all paid off feels good! My Townfair tire card’s sitting at about $2000 right now, but my Mavis card’s at zero, so that’s a win. And you know Synchrony? They’re kind of…quirky, you know? I can’t quite figure out what’s up with them.
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    How can I remove charge-offs and collections to improve my credit score?

    Hey, just so you know, you might want to file a complaint with the CFPB about this. The thing is, charge offs are actually counted as income, and they really shouldn’t be showing up on your credit reports.
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    Should I use home equity to buy an investment property or pay down my mortgage?

    Hey mate, sounds like we're in almost exactly the same boat. My place is worth around $1.4 million too, bringing in about $300k, and I’ve still got $750k on the mortgage. Honestly, I’m really tempted to borrow up to that 80% LVR and toss the extra into ETFs. But part of me can’t shake the...
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    Should I Apply for a PAYG Tax Withholding Variation? Pros & Cons?

    Hey, it's FA here. Just wanted to chime in and say I totally agree with both colleagues. The only extra thing to think about is how much time the whole process eats up I mean from the very start to finish. It's not just the back and forth between the tax office and your employer, it’s also...
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    Best way to use $700k home equity—pay debt, invest, or renovate?

    $700 is not a lot . What’s the total load amount
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    How do I remove late payments from student loans?

    Hey, so I'm trying to figure out how to get those late payments removed from my student loans. There's gotta be a way, right?
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