Recent content by Flashdash

Depending on where you live, it might be too late for them to collect because of the statute of limitations. Most states give them about 4 5 years to chase a debt, but you should really double check the rules for your specific state. Also, remember that any debt collector has to stick to the...

I've got my financial advisor over at Willow Wealth Partners they're based in Brisbane and super easy to work with. But honestly, it doesn’t really matter where they're located since it's all covered by federal law.

I've got $14k on my Discover card and I'm aiming to pay it off in the next three years. To make this happen, I'll need to create a solid plan and stick to it. Maybe I can use a spreadsheet or a budgeting app to track my progress. I should also look into ways to increase my income or cut back on...

So, we decided to go with a 401k loan instead of a withdrawal. The interest rate was 8%, but the good part is that the interest just goes back into the 401k because you're essentially paying yourself. Since we're both fairly young and retirement is way off, this setup works out pretty well for...

Hey there! I’d suggest putting the full $480 into a 4 month emergency fund first. That way, when life throws you a curveball, you won’t need to rely on credit cards. Once you’ve got that cushion in place, you can redirect the $480 toward paying off your debt.

If you had enough to pay off most of your debt right now, would you pay it all off right away or hold off until after you do your taxes and then tackle the debt? Just looking for some thoughts or advice here.