Ideally, you’d want some idea of how it works from the other side. A traditional trade is 4 years. You’d be better off getting some labouring work and building up knowledge, skills, and contacts from there. It’s a hard slog, though.
Just pay for Xero, lovely some things are just worth it.
You’ll find every “free” program has its limits like only being able to send 50 invoices before upgrading, or not being able to generate reports, etc.
It’s $70 a month or something, pretty minor compared to what it produces.
Basically, you use your equity instead of saving up for a deposit. You take enough equity to cover 20% of your purchase price, plus stamp duty and the buyers agent fee (if that applies).
I just love knowing how much money I’m saving! Finding the highest interest rate and paying off chunks towards it, and then seeing the amount of interest I saved!
It could work, you know! There are so many event places that charge a fortune for next to nothing, and they’ve got that whole prestige marketing angle like, “Come to Bali and pay a ton of money to do the same yoga you could totally do at your local gym.” Personally, I think most of them are...
Life can sure throw us some curveballs, and not the ones we're hoping for. I'm guessing you're still self employed, so the income's still coming in and you can keep moving forward even if it's probably slower than you'd like. You haven't said how old the little one is or where you live, but it...
Hey there, for what you say you're doing, that would be an absolute minimum of $60 an hour. Forklift drivers are making over 40 bucks an hour these days. I'm really sorry to say this, dear, but $40 for a qualified trade? That's just pathetic.
Oh, that's definitely a better way to go about it, love – since you can't claim the interest the ATO charges, but you can claim the interest from a finance borrower to pay it out.
Just be super careful, sweetie, and don't do this under cashflow finance with lenders like Prospa or Lumi, because...
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