Recent content by DarkstarRunner

This really depends on your financial situation…

Hands down, stick with Self and Kik trust me, skip the whole credit card drama! ♂️ I started with just those two, and boom, my scores shot up right away. But let me tell you, I went rogue and grabbed three credit cards after, and man, it was a total mess. So yeah, just stick with Self and Kik...

I'm dealing with a nightmare debt from Bridgecrest over a car I financed through Carvana that turned out to be a total lemon. I ended up having them come take the car back, and now I'm in a debt consolidation program trying to get back on my feet. It's been a tough ride, and I've still got a...

Here's the thing: paying off those smaller high interest balances totally makes sense, but here's a pro tip hit up your auto insurance company and see how much your premium drops once your car is all paid off. Trust me, it could be a huge difference and might just change the game for your...

Let's be real refinancing an 8 year old car is a long shot. Toss as much cash as you can toward that loan and knock it out ASAP! You've got this!

Saving $1000 in savings then paying debt off

I'm single and drowning in $45k of debt—it's totally overwhelming right now. I just lost my job, and the stress is eating me alive. Has anyone out there gone through debt settlement? Is it even possible to handle it on your own? I took out a personal loan from my bank before I lost my job...