Recent content by DarkDewEssence

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    Should I take out a loan to consolidate $35K in credit card debt?

    It's not a bad idea, as long as you can stop using those cards once they're paid off. We tried this but kept using them, and ended up right back where we started.
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    Should I pay off our 401K loan or high-interest credit cards first?

    I always feel like I need to give a little background on how I ended up here… being in this group is my backstory. We’re dealing with a few big credit card balances (ranging from $11k to $27k) and a loan from a 401K. After talking itt over, my partner took out a personal loan to basically...
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