Recent content by CyberNimbleX

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    How can a Navy Federal account help me build credit?

    Sign up when codes are shared a few times a year. Or have a household member who was active duty or had an account. People are being audited. Accounts are restricted. Money is inaccessible. This happens because codes are shared. If discovered, accounts will be restricted. This applies to the...
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    How can Chase garnish my 1099 income if I'm being sued?

    You're a contractor, not an employee. Keep your money out of accounts. You'll be fine while resolving this.
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    Pay off mortgage or invest in VAS/HIBL? Also, buy a ute now or later?

    I'd offset the mortgage. At this rate, you could owe nothing by 23 or sooner.
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    Who will approve me for a credit card with a 582 score?

    Capital one but don’t ever be late because they will get you
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    What's the best money advice you'd give your younger self?

    Have more open money talks with friends. While these groups help, these talks should have happened early and often with my close circle.
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    How Do I Start Paying Off $8,700 in Debt with $3,400?

    Paying off debt with a lump sum won’t help if you don’t change the habits that caused it. You’ll end up in the same situation. Research, create a budget for snowballing, and stick to it. Your $3,400 is a good start, and your balances aren’t too high. With the right income, you can pay this off...
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    How to grow my $11,000 savings for a year before paying student loans?

    Not without risk. Keep it in HYSA
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