Recent content by CosmicChaosRize

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    Can ING match better home loan rates if I threaten to switch?

    Hey, we're on the same rate, you know? I know folks who are paying more. So I just take it as it is.
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    How can Chase garnish my 1099 income if I'm being sued?

    So, if your partner's in this situation once payroll stops being an option, they'll definitely come for your bank account. I'd really suggest switching to prepaid cards or online accounts. They managed to get to Varo, but so far, Cash App and Venmo are still safe for now. Also, stick with paper...
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    Should I cash out my 401k early to pay off debt?

    I would suggest not but if you have to then just do a loan.
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    Earning $185K + $1.2K/week side hustle—best tax strategy with ABN?

    So, here's a thought you could start a company and have it buy everything you need. You'd try to keep the company running close to a loss, which helps in reducing your taxes. You wouldn’t take a wage, but you could sell your car to the company, right? Then, the company owes you money, and when...
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    Pay off mortgage or invest in VAS/HIBL? Also, buy a ute now or later?

    If you’ve only had the house for a couple of years and you’re paying 380 a week, there’s just no chance you’ve already paid off 135k.
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    How Can I Protect My $95K Savings If My Marriage Ends?

    Hey, just put your energy into you and your daughter. Be the best you possible and pull back a little it's funny, but giving things some space can really help that spark come back. Maybe look into learning more about this stuff; therapy could be super helpful. Get som e good legal advice ASAP...
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    How can we tackle our debt with high mortgage and credit card interest?

    Hey, as a Christian, I’d suggest scaling back on tithing if it helps you manage your assets and pay off debt. Honestly, if you can get your finances in order now, you’ll be able to do more good down the line. I believe God cares more about your heart, not some monthly balance sheet.
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    How can I budget and pay off debt with low self-discipline?

    So, my husband and I make around $7k a month. He works at a mine and has been there full-time for over 15 years. I'm a full-time dispatcher with 2.5 years on the job and also a full-time nursing student. We have three girls aged 10, 6, and 4, and let's just say they're super spoiled. Here's...
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