Recent content by chaos_drifter90

You might want to look into getting a private loan with a low interest rate to help pay things off. I checked out NerdWallet, and that's actually what I ended up doing myself.

Getting rid of collections is usually pretty straightforward, but nobody here can take off a charge off, like the one from Citi Bank. That'll fall off your report on its own after seven years.

Silver to 500 an ounce AUD over the next 10 years

Well, no one can really answer that without getting into the nitty gritty of your personal and financial situation. All I’d suggest is to be really careful about borrowing against your home to invest in things that could drop in value quickly.

You'll want to invest in good growth properties. It's a smart move to debt recycle first. That way, you can reduce your non tax deductible debt and increase the tax deductible debt.

I’ve been managing this situation since 2021. I still have the vehicle, and the debt was charged off at $28K.

Yo, that personal loan's got a lower interest rate, so it's straight up not a bad move. Can ya smash that debt before the 60 month mark?

Okay, so I'm stuck with this car from Carvana through Bridgecrest, and it's a total mess. They charged it off, but I still have the car, which is cool, but not really. The rep said no settlement because it's from Carvana, so I'm stuck paying full or just keeping up with payments. Can't repo it...