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    Why did my credit score drop after paying off a car loan early?

    I'm confused and upset. I had two car loans. I paid off one of them three years early by paying $800 a month instead of the original $299 a month. I also paid off a $5,000 credit card balance on one card and a $2,000 balance on another. I didn't close either card, so both are open with zero...
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