Breadzilla's latest activity
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Breadzilla replied to the thread What’s the fair fee for a $15M portfolio with a financial advisor?.Your friend's personal situation is too broad for a specific quote, as mentioned. Initial advice ranges from $5k to $15k. Ongoing advice... -
Breadzilla replied to the thread How can I shift from a Pty Ltd to a Family Trust with minimal tax impact?.If you generate multiple seven figures in revenue, you likely don't qualify for the small business CGT concession's $2m revenue test...
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Breadzilla replied to the thread Should I seek angel investors to fund my Adelaide construction startup?.Start grassroots. You will face cashflow problems, clients delaying payments, RTWSA obligations, and tax demands. Start from the bottom...
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Breadzilla replied to the thread Should I buy an investment property before July 1 to avoid CGT changes?.You have to pay to play. If you pay tax, it means you make money. Reduced investors due to CGT will cause people to hold investments...
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Breadzilla replied to the thread How much should I earn in marketing to feel financially secure?.Everyone will be anonymous. 35 years old. $95k in hospital finance (easy job). I would aim higher and go for a better paying job. But I...
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Breadzilla replied to the thread Should we move in with in-laws to save on daycare and pay off our mortgage faster?.Financially, it will benefit you. But do you want constant in law input into your relationship, your child's upbringing, and all that...
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Breadzilla replied to the thread Is Infinity Money Mentor with Graeme Holm worth the $1500 investment?.Get clear on your actual numbers before spending on coaching or programs. Know your income, expenses, and what's left. Everything else...
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Breadzilla replied to the thread How can I grow my wealth faster on a single income with long work hours?.Stop paying extra down on your mortgage. Put that money into an investment property. An investment property will grow in value far...
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Breadzilla replied to the thread Can ING match better home loan rates if I threaten to switch?.I'm on 6% rate with LVR of about 50%
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Breadzilla replied to the thread Should I ask for a mortgage rate review on a single income now?.Ask for a rate review. They won't do servicing unless you change the loan type. Get a good broker who can handle this. Many have 50+...
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Breadzilla replied to the thread Should I accept a 20.9% interest rate on a $25k car loan?.What’s the interest rate on a new Camry
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Breadzilla replied to the thread How can I protect my property before my partner moves in?.I suggest you rent out your place and rent somewhere together. Keep your property at arm’s length from her. This is how many men lose...
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Breadzilla replied to the thread Should I refinance my mortgage? Comparing current rates and LVR.Rates are not the best. Unless you also got the extra 0.25%, they are okay but still high. This may be because you were in...
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Breadzilla replied to the thread How do I remove an Allstate collections account from my credit report fast?.I negotiated the bill and paid at closing. You cannot dispute anything now. They sent the check proof of payment.