Recent content by billiamwallacefruits

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    How can I consolidate $47K in high-interest credit card debt?

    Never take a personal loan to pay off debt. First, cut all expenses. Only pay for basic living needs. Get a second job. Put all that income toward your debt.
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    Can I get reconsidered for a Capital One card after a paid charge-off?

    Pay the charge off in full. It still affects your approval. Get the account updated with credit bureaus and the creditor. I would remove it from the credit file. Check your time frame. Request reconsideration from Capital One. Show proof the debt is paid. Highlight any positive changes since...
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    What’s the most annoying business task you’d outsource in a heartbeat?

    Truecaller's great for personal calls, but business spam is a different beast. It's not just blocking a number; it's managing a constantly evolving list of fake numbers and sophisticated phishing emails that target your company's reputation. That's a full-time job of digital triage I'd gladly...
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    What’s the most annoying business task you’d outsource in a heartbeat?

    Blocking or annoyiny spam callers/emails. Usually from marketers.
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