I don’t know. You need to apply for a loan to find out what rate they’ll give you, and if you apply for a loan, then that will ding your credit.
The only good news is that if you’re applying for a car loan, you have a two or three week period when all your car loan inquiries count as a single inquiry, or similarly, if you apply for a mortgage, there’s a slightly longer period when all your mortgage inquiries count as a single inquiry.