B9's interest-free payroll advance seems reliable for many users, but it has its pros and cons. Based on reviews, the service offers helpful features like early direct deposit, cash advances tied to your paycheck, and cashback rewards when using their card. Some users appreciate the convenience and customer service, especially during tough financial times. However, there are some drawbacks to consider.
For example, some users mention high fees, such as the $19.99 premium checking fee unless you meet certain deposit requirements. Others point out additional fees for cash app transfers and debit card purchases, which can add up. A few users also report issues with fund availability, blocked cards, and delays in resolving disputes or transferring money.
Overall, B9 appears to be a solid option for those who benefit from early paychecks and cash advances, but the fees and occasional service hiccups might be a deal-breaker for others. It’s worth weighing the benefits against the potential costs to decide if it’s right for you.